HUD Settlement Requirements Based on Loan Type

Flagship Financial Group wants to assure you that we take pride in everything that we do. We are constantly striving to make sure that everything we do remains compliant with State and Federal laws. The Federal Government requires us to provide you with the following documents. Please review all the enclosed documents and feel free to contact us with any questions or concerns that you might have. Flagship Financial Group would like to thank you for your interest in our company and we hope that we can satisfy all of your mortgage needs. Below is a list of all the additional documents which are provided but do not need to be signed at this time.

    • Fees Worksheet – Fee Details
    • Fees Worksheet – Summary of Transaction Details
    • Good Faith Estimate Provider Relationship
    • Credit Score Information Disclosure
    • Disclosure Notices
    • Equal Credit Opportunity Act
    • Mortgage Loan Origination Agreement
    • Patriot Act – Information
    • Patriot Act – Borrower Identification
    • Patriot Act – Co-Borrowers Identifiaction (if applicable)
    • Privacy Policy pages 1-2
    • Right to Receive Appraisal
    • Servicing Disclosure Statement
    • 4506-T
    • State Required Disclosures
    • VA Refinance Worksheet / IRRRL (streamline transactions only)
    • VA Loan Analysis (VA 26-6393) (N/A on Streamlines)
    • VA Borrowers Acknowledgement of Disclosures
    • VA Debt Questionnaire (VA 26-0551)
    • VA Federal Collection Policy Notice (VA 26-0503)
    • VA Interest Rate and Discount Statement
    • VA Loan Summary Sheet pages 1-2 (VA 26-0286)
    • VA Rights of VA Loan Borrower (VA 26-8937)
    • VA Request for Certificate of Veterans STatus (VA 26-8261-A)
    • VA Addendum pages 1-2 (VA 26-1802A)
    • VA Military Counseling Checklist (VA 26-0592)
    • State Required Disclosures
    • National Guard Reservist Certification
    • Nearest Living Relative
    • Program Disclosure

      We provide these disclosures additionally on our website to ensure that you receive and have access to these documents in compliance with Federal Law.